Exchange Of Contracts Explained - HomeOwners Alliance
WEBAfter you exchange contracts, you are liable for the property, and so you need to have buildings insurance in place before hand. You have sorted out funding for the contract deposit (traditionally 10% of the purchase price, but nowadays often less) You have agreed on a date of completion for the sale, which will be written into the contract.
Damp In The House And How To Fix It - HomeOwners Alliance
WEBImprove ventilation (e.g open bathroom windows when showering, add a kitchen extractor fan) Remove mould from walls with a product such as HG mould spray then paint with a damp seal. Turn on or improve the heating of the property and insulate the cold walls. Repair any cracks in walls promptly.
Conveyancing Process Made Easy For Buyers - HomeOwners Alliance
WEBThe conveyancing process starts when you make an offer on a property – or accept an offer on your home – and lasts until completion day when keys for the property are exchanged. The conveyancing process may be shorter if you are a cash buyer. The conveyancing process takes around 12-16 weeks. Conveyancing Process Step.
How to sell your house: The step-by-step guide - HomeOwners …
WEB7. Prepare your home for sale. Home staging may help you sell your house faster and make it more valuable too. Tidy up, get rid of excess clutter; give it a fresh lick of light coloured paint; fix those little snagging things; keep it clean. Check out our guide on Tips to make your home more valuable and sell faster.
Buying a second home: What you need to know - HomeOwners …
WEBYour second home is an additional property or secondary residence. You have to pay more stamp duty when you buy a second home than you pay when purchasing a primary residence. Stamp duty is payable on any property worth more than £40,000. Stamp duty rates in England and Northern Ireland from September 23, 2022.
New Home Warranties - What Do They Cover? - HomeOwners …
WEBNew build home warranties – What they do and don’t cover. New home build warranties are designed to offer buyers peace of mind that any defects in their new build home will be put right. But, while new home warranties typically last 10 years, what’s covered in that period is not as straightforward as you might think. Angela Kerr Director ...
25 questions to ask when viewing/ buying a house - HomeOwners …
WEBHere’s our list of questions to ask when viewing/buying a house in 2024. These are essential questions to ask estate agents before you make an offer. 1. Why is the owner selling? One of the first questions to ask estate agents when you are looking at a property to buy, is why the owner is selling. If you’re lucky the estate agent might hint ...
What Is Indemnity Insurance? - HomeOwners Alliance
WEBWhat is indemnity insurance? Indemnity insurance covers legal costs and potential damages in lawsuits. It primarily protects professionals from financial loss due to negligence, errors, or omissions in their work. But it’s also relevant when buying and selling a house when an indemnity insurance policy covers a legal defect with the property ...
Restrictive Covenants - What They Mean - HomeOwners Alliance
WEBRestrictive covenants are binding conditions that are written into a property’s deeds or contract by a seller to determine what a homeowner can or cannot do with their house or land under particular circumstances. They can cover a wide range of issues, but the most common examples tend to include: preventing trades or businesses from ...
Property Expert Advice & Support - HomeOwners Alliance
WEB24 hours. _gat_UA-32915409-1. hoa.org.uk. Required for Google Analytics to be able to collect anonymous data. 90 days. Whether you're buying, selling, improving or running your home, we're on your side. Get Expert Property Advice Today from HomeOwners Alliance.